How It Works

Fast, simple applications

Our simple online application has no impact on your credit score. Just tell us about your business,
link your selling account, and verify your bank info to get your offer.

Apply online in under
10 minutes. No credit check.
No documents to gather.

Link your Amazon account
and securely connect
your bank details.

Review your options,
accept your offer and
sign the documents.

Funds arrive in your
bank account within
48 hours.

Payments That Fit Your Business

We show you exactly how much you’ll pay – no hidden charges or interest
payments that can spiral out of control.

One Flat Fee

You’ll pay one flat fee, based on how much you borrow. It’s not an interest rate, it’s a percentage of the loan amount known as the “factor rate”. Unlike interest-rate based loans, which will rack up mountains of interest if you fall behind.

Flexible Payments

Never worry about making payments again! We deduct an affordable portion of each Amazon deposit to your bank account, so you can pay on time and still have enough left to pay other bills. Pay when you sell.

Stress Free Scheduling

Worried about payment deadlines? Payments are automatically made on your schedule, so you’ll never be short on cash.


How does repayment work?

Repayments are due each time Amazon deposits funds in your account, starting the day after you are funded.

What is a factor rate?

A factor rate is a multiplier which is used to calculate the total amount you will pay back, including fees. For example, if the factor rate is 1.25 on $10,000 borrowed, you’d pay back 1.25 x $10,000 = 12,500.

You can read more about factor rates HERE.

What is the remittance rate?

The remittance rate is used to calculate the amount of your payments. Each time Amazon deposits money to your bank account, this percentage is applied to the amount Amazon deposits to calculate how much you will pay towards your balance.

For example: if the remittance rate is 15% and you receive $1,000 from Amazon, you would pay $150 towards your balance.

We made it incredibly simple.
Apply online and your funds can be in your
bank in 2 to 5 business days.